The U.S. and world stock markets have experienced nearly a 10% decline the past few weeks, after peaking in July. In addition to stocks, the value of virtually every other type of investment has declined except for bonds issued by the U.S. government. Even some supposedly safe money market funds have reported losses or have taken action to prevent customer withdrawals because of the current conditions in the financial markets. Investors generally, and participants in the General Board’s funds specifically, are concerned and want to know what has caused the current market crisis and when they can once again see gains in their personal investment accounts.

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